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Insurance for Small Businesses

Insurance for Small Businesses
 
Providing employees with deals to local gyms is one perk bosses across the U.S. are offering their workers.
5/16/2013
Three perks that can help retain employees
Inc. Magazine says these benefits can keep workers where they are.
 
Companies all over the U.S. are becoming subjected to cyber attacks, including LivingSocial.
5/9/2013
LivingSocial latest victim of cyber warfare
The deals and discount website's security systems were recently breached, exposing bare users' personal data.
 
The economy is still causing many employers to cease from hiring new workers.
5/3/2013
Hiring intentions put on hold for most employers due to rocky economy
Business owners say that they likely won't make any major recruiting efforts over the next several months.
 
There's a chance hurricanes could be even stronger in 2013 than recent years.
5/2/2013
Hurricanes could be stronger this year
A new forecast suggests hurricanes that form in 2013 have the potential to be more intense.
 
Living green isn’t as easy as it sounds, a poll finds.
4/22/2013
Going green: Are you practicing what you preach?
Despite being aware of the importance of the environment, few are following through in their daily dealings.
 
Business owners should think long and hard about securing flood insurance.
4/18/2013
Three things business owners can do to prepare for flood season
The Insurance Information Institute provides entrepreneurs with some suggestions for how to stay protected.
 
Data breaches have become more prevalent over the past two years.
3/28/2013
Tips to Support National Mom and Pop Business Owners Day
Cyber security breaches are something both small and large businesses should take seriously, as on average 80 days passes by before a cyber attack is noticed.
 
The potential for a fire needs to be on the minds of those who work in restaurants.
3/14/2013
Safety tips for restaurant staff
The Occupational Safety and Health Administration offers restaurateurs safety recommendations for their waiters and chefs.
 
Female business leaders are confident in market conditions, a report finds.
3/7/2013
Strong sentiment about economy among women business owners
An overwhelming majority of women who serve as heads of companies are confident about business conditions moving forward.
 
Restaurants that don’t offer gluten-free options may be violating the ADA.
3/4/2013
Liability concerns rise for restaurateurs
Not making gluten-free foods available may violate the Americans with Disabilities Act.
 
Some business owners don’t think cyber attacks will happen to their business.
2/28/2013
Business owners continue to think they're not at risk for cyber threats
Only 20% of company CEOs believe they could be impacted by IT theft.
 
Mergers and acquisitions may be commonplace in the U.S. this year.
2/22/2013
Mergers, acquisitions to be common in 2013
Polling data shows that many business owners are bullish about amalgamating with another company.
 
Many U.S. business owners are middle-aged, a report finds.
2/6/2013
Business owners typically under 50 years of age
A new report says the world's entrepreneurs tend to be in their 30s and early 40s.
 
Many restaurants will be packed on Super Bowl Sunday.
1/31/2013
Restaurants prep for a busy Super Bowl Sunday
The National Restaurant Association says eateries will be highly patronized on February 3.
 
Data Privacy Day was launched by the NCSA.
1/28/2013
January 28 is Data Privacy Day
The National Cyber Security Alliance launches an awareness day to help consumers and business owners avoid data loss caused by internet criminals.
 
Many consumers foresee better personal finances in 2013.
1/9/2013
Poll: Most Americans say 2013 will be better for them financially than 2012
More than half of consumers believe their personal money situation will fare more positively in the new year.
 
Not many Americans understand what DDoS means.
1/2/2013
Few know what DDoS means, new survey shows
A recent poll indicates that less than one in five Americans have an understanding of what distributed denial of service attacks are.
 
Many business owners aren’t aware of potential for cyber attacks.
12/18/2012
Companies largely unfamiliar with cyber attacks
A new poll indicates many business owners lack an understanding of the biggest internet security threats in their industry.
 
Business insurance is vital for companies in all industries.
12/11/2012
How a business owner's policy can help managers recover
A primer on what's often included in a business owner's plan so managers can get the most out of their investment.
 
Employers should focus on ensuring safe conditions at job sites.
12/7/2012
Falls leading safety violation among business owners
The U.S. Department of Labor's Occupational Safety and Health Administration releases the most common safety violations among employers for 2012.
 
Any business – no matter its size – is vulnerable to cyber attacks.
11/26/2012
Few business owners have cyber security contingency plans in place
More than eight in 10 company executives say they haven't taken steps to guard against hacking attempts.
 
Businessowners should look into securing proper coverage for their company.
11/8/2012
Report lists best states for businessownership
The Tax Foundation says Wyoming, New York and New Jersey have the most favorable tax rates for business owners.
 
Generators are powering numerous homes along the East Coast post-Sandy.
11/5/2012
Generator safety tips
Many Americans are using generators at their homes after Sandy affected power nationwide.
 
Hurricane Sandy has left flooding in many areas.
10/30/2012
Tips for filing insurance claims after Hurricane Sandy
It can be overwhelming after a hurricane or flood has hit your home or business. Here is some guidance from FEMA (Federal Emergency Management Agency) on some best practices for filing insurance claims after a natural disaster.
 
Weather forecasters are predicting a difficult storm ahead as Hurricane Sandy threatens the East Coast of the United States.
10/29/2012
Be Prepared for Hurricane Sandy: Safety Tips and Resources
Weather forecasters are predicting a difficult storm ahead as Hurricane Sandy threatens the East Coast of the United States.
 
Many small business owners have hesitations about the economy.
10/18/2012
Business owners hesitant about launching a company today
Many entrepreneurs feel that starting a business in today's economy would be a challenge they may ultimately pass on.
 
Many business owners do not have a set retirement plan.
10/10/2012
Some business owners neglecting retirement preparation
A new survey indicates that four in 10 business owners have no retirement savings.
 
Business owners should make a contingency plan.
10/2/2012
How businesses can cover all their bases when a storm threatens
The Insurance Information Institute says supply chain issues can be one of the biggest problems resulting from a hurricane if companies are not sufficiently protected.
 
Cyber crimes have increased.
9/24/2012
Cyber crime on the rise
Seventy-one million Americans have been affected by an internet security breach.
 
Most small business owners do not anticipate retiring.
8/31/2012
Nearly half of small business owners have no intention of retiring
A new survey indicates many entrepreneurs will stay on the job for the duration.
 
Rental vacancies have fallen.
8/8/2012
Vacancies down, rates up among rental units
Property managers say the rental industry is in good shape.
 
Most small business owners are not worried about a data breach.
7/12/2012
Overwhelming majority of business owners not worried about data breach
More than eight in 10 small business owners think there is a minimal risk of being victimized by a data breach.
 
Green building has an impact on employee morale.
5/24/2012
Worker productivity increases with green building
Experts say happiness and efficiency increases for workers through eco-centric building policies.
 
Brick buildings are resistant to disasters.
5/16/2012
Study: Brick buildings most resistant to severe storms
The Brick Industry Association lays out why clay brick is preferable to other exteriors.
 
Restaurants have added many new jobs.
5/7/2012
Restaurant industry adds half a million jobs in two years
National Restaurant Association indicates 560,000 jobs have been created since 2010.
 
Shredding documents is one data security measure.
5/1/2012
One-third of businesses may be at risk for cyber theft
Data security report indicates more than one-third of businesses do not have some type of security program to protect against data breaches.
 
Business owners should have their wiring inspected.
4/24/2012
Business owners advised to unplug electronics when not in use
Zap Consulting advises entrepreneurs to keep their rarely used electrical devices unplugged to lower utility bills.
 
Smoke alarms should be checked regularly.
4/4/2012
Smoke alarms first line of defense from fires
The Federal Emergency Management Agency emphasizes the importance of installing smoke detectors to minimize home fire risk.
 
Kitchen fire safety is important.
3/30/2012
Ensuring fire safety in restaurants
The Occupational Safety and Health Administration has recommendations restaurateurs should follow to avoid fire hazards.
 
Wait staff should be careful.
3/27/2012
Maintaining restaurant staff safety
The Occupational Safety and Health Administration offers restaurateurs safety recommendations for their waiters and chefs.
 
Business owners should document any business risks.
3/13/2012
Preparatory steps to take to keep business operations flowing
The Insurance Institute for Business and Home Safety gives business owners advice on how they can guard against any interruptions in services.
 
Some female small business owners anticipate a challenging year.
2/27/2012
Women small business owners believe tough times ahead
Approximately 75% of women anticipate their companies will suffer economically in 2012.
 
Business owners could be liable for falls on their property.
2/16/2012
What is general liability insurance?
Why all business owners should have liability protection.
 
Office parties can create liability if alcohol is involved.
2/7/2012
The III advises businesses to protect themselves in 2012
Most states have liquor liability laws, making insurance coverage a necessity for companies that serve alcohol during office parties.
 
Professional liability insurance can protect companies in the event of an error.
2/1/2012
What is professional liability insurance?
The Insurance Information Institute describes what it is and how it can help professionals.
 
Business owners are more confident about 2012.
1/27/2012
Most business owners expressing confidence about 2012
Nearly two-thirds of small business owners believe 2012 will be a strong year for them.
 
Businesses should install floor mats to reduce slip and fall injuries.
1/10/2012
Business owners should make floor mats a priority
The slips and falls that come with winter demand businesses to install floor mats.
 
Some on-the-job injuries may require employees to miss work.
1/6/2012
What is workers compensation insurance?
The Insurance Information Institute details a coverage policy that business owners are advised to purchase.
 
A higher deductible may mean lower premiums.
12/29/2011
Lesser known aspects of deductibles
The Insurance Information Institute goes into greater detail regarding deductibles.
 
Business owners said their insurance agents were very trustworthy.
12/12/2011
Small business owners describe insurance agents as trustworthy
Nearly nine in 10 small business owners say trust is "very important" when choosing insurer.
 
Many businesses were closed following an October snowstorm.
12/6/2011
Business interruption claims boom after October snowstorm
Restaurants were the main businesses that made insurance claims after the Halloween winter weather event.
 
Officials in Massachusetts say a recent scam has involved robo-calling.
11/1/2011
Attorney general warns residents of identity theft attempt
Massachusetts' attorney general advises Bay State residents about a robo-calling scam.
 
Disaster loans have been approved for many business owners in the Southeast.
10/21/2011
Small Business Administration approves $12 million in disaster loans
The disaster relief loans will go toward North Carolina businesses and homeowners impacted by Hurricane Irene.
 
John Deere is recalling many lawnmowers.
10/6/2011
John Deere recalls more than 15,000 mowers
The recall involves issues with several models' braking systems.
 
The III says employees should be shown how to use a fire extinguisher.
9/29/2011
Expecting the unexpected
The Insurance Information Institute says businessowners need to be prepared for unfortunate events.
 
Some businessowners may need commercial auto coverage.
9/26/2011
Do you need commercial auto insurance coverage?
The answer depends on how the vehicle will be used for the business.
 
Many people would like to start their own business.
9/22/2011
Poll: Nearly 80 percent would like to start own business
Harris Interactive survey indicates many workers are dissatisfied with their current job.
 
Small businesses must guard against computer attack.
8/17/2011
Cyber attacks on the increase for small businesses
Sixty-one percent of internet hacking attempts were perpetrated on small businesses in 2010.
 
Many small business owners are more optimistic about the economy.
8/9/2011
Small businessowners more optimistic about economy
Fewer small businesses believe the country is in a recession compared to last year.
 
A new III video can help business owners understand insurance.
8/2/2011
III produces video detailing businessowners insurance
A new four-minute video aims to provide the background businessowners may need before purchasing insurance coverage.
 
A new computer program could automatically alert business owners of potential disasters in their area.
7/25/2011
Service warns businesses of environmental disasters
InformaCast was created with the busy businessman in mind.
 
Few small business owners are going on vacation this summer.
6/29/2011
U.S.: 'No-vacation nation'?
A national news network says Americans don't take vacations as frequently as other countries.
 
One South Carolina bill would have capped gas prices as of June 1.
6/23/2011
South Carolina lawmaker wants to cap gas prices
The bill would have prevented gas prices from going any higher starting on June 1.
 
Heavy rains caused floods in the Midwest.
6/21/2011
Floods in Midwest wreak havoc on homes, businesses
National Weather Service warning has many Midwestern businesses on high alert.
 
While they generally aren't classified as natural disasters, thunderstorms can also cause significant damage.
6/1/2011
Thunderstorms can wreak havoc on properties
The Insurance Information Institute says business owners are protected by thunderstorm devastation under a standard business insurance policy.
 
Rising gas prices have dented small business owners' budgets.
5/24/2011
Gas tops $4 per gallon in eight states
Many states now average $4 per gallon of gas.
 
Business owners should be sure to have a disaster plan.
4/20/2011
III says businesses should have a disaster plan in place
A business' disaster plan should give each employee a responsibility.
 
Shredding documents can help people protect themselves from identity theft.
4/18/2011
How to stay protected from identity theft
The Federal Trade Commission offers some identity theft protection tips.
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