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Insurance Glossary

Insurance Glossary
 
Consumers enjoy using technology for business, but prefer meeting with insurance agents one-on-one to secure policies.
5/14/2013
Customers opt in favor of agents over technology for purchasing insurance products
When it comes to buying coverage policies, insurance customers say they'd rather buy from an actual person versus through a digital medium.
 
Teacher Appreciation Week celebrates educators throughout the nation.
5/8/2013
America celebrates its nurses and educators
This is the week to honor two professions that have made lasting impressions on lives.
 
Aspirations of homeownership are high among multiple demographics, including millennials.
5/6/2013
Homeownership intentions more robust
Renters say that they're as motivated as ever to purchase a home of their own.
 
Numerous Americans have noted they’ve made mistakes with their personal finances.
4/30/2013
Can I take that back?
Survey data says that approximately half of Americans have made financial moves that they'd reconsider the second time around.
 
A reports shows few renters actually secure renters insurance.
4/16/2013
Renters seldom obtain insurance, new poll shows
Recent analysis indicates renters may be taking a gamble by not purchasing coverage for their belongings.
 
Failing to check out credit scores regularly could cause headaches for consumers.
2/12/2013
Few Americans bother checking their credit scores
Survey data suggests many people may not be maximizing their financial reputation by reviewing their credit profile.
 
Not many Americans understand what DDoS means.
1/2/2013
Few know what DDoS means, new survey shows
A recent poll indicates that less than one in five Americans have an understanding of what distributed denial of service attacks are.
 
Those holding holiday parties should know about potential liability concerns related to such events.
12/31/2012
Ring in the new year liability-free
With New Year's being one of the most common times of the year to host a party, the IIABA notes that those who are entertaining could be held responsible if things go bad.
 
There are major differences between a storm watch and a storm warning.
8/29/2012
Storm warnings and watches: What's the difference?
The Insurance Information Institute explains the variance in terms and how they can affect coverage.
 
Business insurance plans have three main parts.
8/24/2012
What are the three main components of a businessowners policy?
The Insurance Information Institute goes over some of the basic elements of a business insurance plan.
 
An extension to the NFIP is in place.
8/20/2012
Four changes from the flood insurance extension
Homeowners who have relied on the National Flood Insurance Program for coverage can expect to see some alterations.
 
GreenPac pays for environmentally friendly construction materials.
4/17/2012
Make your business 'greener' than it ever was before
Help preserve the environment with Selective’s GreenPac® enhancement endorsement for your commercial property.
 
Business owners could be liable for falls on their property.
2/16/2012
What is general liability insurance?
Why all business owners should have liability protection.
 
Issues with employment and hiring fall under employment practices coverage.
2/8/2012
What is employment practices liability insurance?
EPLI is an insurance plan that financially protects business owners if they are sued by their employees.
 
Umbrella policies can offer additional protection in the event of dog bites or other accidents.
1/26/2012
Umbrella insurance: What is and is not covered
The National Association of Realtors details what protection umbrella insurance policies offer.
 
Some on-the-job injuries may require employees to miss work.
1/6/2012
What is workers compensation insurance?
The Insurance Information Institute details a coverage policy that business owners are advised to purchase.
 
A higher deductible may translate into lower annual premiums.
8/11/2011
What's a deductible?

 
Trusted Choice agents can show consumers their many options.
4/26/2011
What is Trusted Choice?
Trusted Choice agents can provide great selection to consumers.
 
An umbrella policy can create an additional shield for a policyholder’s assets.
4/22/2011
What does an umbrella policy do?
An umbrella insurance policy financially protects people in the event their policy doesn't fully cover an accident claim.
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