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Types of Businesses We Insure
Commercial Property Owners/Managers

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Types of Commercial Properties We Insure

  • Office buildings
  • Retail buildings
  • Shopping centers
  • Strip malls
  • Manufacturer buildings
  • Wholesaler buildings

Your Property is Built on a Solid Foundation

Shouldn’t that foundation include the peace of mind that comes from knowing you have the right insurance protection? Selective's insurance program for commercial property owners and managers was designed by experts who understand you want broad protection, competitive prices…and the option to add specialty coverages tailored to your needs. What’s more, we automatically include many of those coverages that may cost extra with other insurers. With Selective, you can be certain your insurance needs are on solid ground.

As the list below shows, Selective’s program for commercial property owners and managers offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

  • Broad named insureds
  • Newly formed/acquired entities
  • Realty tax, additional costs/soft cost coverage
  • Hired and non-owned automobile liability
  • Newly acquired property
  • Blanket additional coverage for accounts receivable business computers, temperature change and valuable papers
  • Business Income for anchor store/dependent properties
  • Utility services
  • Glass coverage
  • Systems PowerPac for electrical or mechanical breakdown
  • Water back-up from sewers and drains
  • Fine arts coverage
  • Money and securities
  • Outdoor signs and fences
  • Outdoor trees, shrubs and plants
  • Blanket additional insured - broad form vendors coverage
  • Fire/Water legal liability coverage
  • Ordinance or law coverage
  • Business personal property
  • Employee dishonesty coverage including ERISA

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Business income - actual loss sustained available for 12, 18 or 24 months
  • Employer Protection Program (EPP)
  • Commercial automobile
  • Workers compensation
  • Higher deductibles
  • Commercial umbrella liability

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys


For more information about Selective's Safety Management services, click here.

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