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Types of Businesses We Insure
Religious Institutions

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Insurance Protection You Can Put Your Faith In

When it comes to protecting your religious institution, turn to the experts at Selective. We have a dedicated and experienced team that specializes in the unique needs and challenges religious institutions face. Our program is designed to be both broad and flexible. For example, coverage for fine arts and religious articles and statuary as well as donated automobiles held for sale is automatically included. Members and volunteers are also included as insureds.

Selective – an insurance company you can put your faith in.

As the list below shows, Selective’s program for religious institutions offers a wide array of coverages to meet your specific needs. And many coverages are built in at no additional cost. Please contact your Selective agent for more information.

    Property Protection
  • Accounts receivable
  • Computers and media
  • Donated automobiles held for sale
  • Fine arts and religious articles and statuary
  • Loss of income (actual loss sustained and extra expense)
  • Loss of income from dependent properties
  • Money, securities and stamps
  • Outdoor fences, signs, trees, shrubs and plants
  • Property off-premises
  • Stained glass and pipe organs included as part of building coverage
  • Systems PowerPac (equipment breakdown coverage)
    Liability Protection
  • Blanket additional insured coverage
  • Medical payments
  • Church members and volunteers included as insureds
    Automobile Protection
  • Additional transportation expense
  • Hired car physical damage

To help you tailor your insurance program to your individual needs, Selective offers a variety of optional coverages, including:

  • Bonds (fidelity, employee dishonesty, treasurer, etc.)
  • Cemetery liability
  • Employee benefits liability
  • Flood and earthquake
  • Inland marine – audio/visual equipment, musical instruments and religious articles
  • Medical payments for incidental athletic events
  • Personal counseling
  • Religious institutions directors and officers liability
  • Sexual abuse and molestation
  • Umbrella – limits up to $10 million with no minimum retention

When you purchase insurance from Selective, you get more than just a policy. Our Safety Management team offers a wide array of value added services you need to help create a safer environment for your employees and customers and to help you manage your insurance costs by reducing claims.

  • Best practices assessment/gap analysis
  • Contractual liability consultation
  • Customized workers compensation cost containment
  • Driver and fleet safety programs
  • Exposure reduction consultations
  • OSHA 30-hour training
  • Premises liability reviews
  • Regulatory guidance
  • Safety assessment and benchmarking tools
  • Sprinkler system evaluation and analysis
  • Supervisor accountability programs
  • Thermographic infrared surveys

 

For more information about Selective's Safety Management services, click here.

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