Skip to content

PublicNews

FYI Archive

Text Size: - +

Insurance for Small Businesses

Insurance for Small Businesses
 
For those who are number savvy, a career as a mathematician is looking like a good choice.
7/22/2014
2014's Best Job Is…
Mathematician has been declared 2014's best job. The growth rate for math teachers is expected to surge 23% by 2022, according to a new CareerCast report.
 
One of the biggest deterrents to more recycling could be a lack of appropriate bins.
7/1/2014
Convenience an Important Factor in Recycling, Poll Finds
A new poll says that Americans might recycle more if they had a bin in every room.
 
Consumers are still uncertain whether businesses are keeping their information safe online.
6/27/2014
Poll: Businesses aren't sufficiently protecting consumers' identity
Nearly 90% of consumers cited online security as a leading issue of worry for them, according to Radius Global Market Research.
 
Restaurants around the country could be missing out on long-term customers due to a lack of loyalty programs.
6/18/2014
Few restaurants offer loyalty programs to customers
A new Deloitte survey suggests that dining establishment owners may have a new way of drumming up business.
 
Workers compensation insurance for business owners can help provide entrepreneurs with the funds needed should an employee be out of work for an extended period of time due to injury.
6/13/2014
Most employees say they've worked while being ill
An OfficeTeam poll indicates that approximately 70% of Americans have put in an eight-hour day on the job even though they were sick.
 
Restaurant sales dipped marginally in 2013 as competing in the industry becomes more challenging.
6/10/2014
Restaurant sales ease in 2013
A new study finds that overall restaurant sales slowed last year, although not by much.
 
They also stressed that business owners should better examine the failures that occur when injuries happen at the workplace and what potential solutions might fix the problem.
6/9/2014
Entrepreneurs to delve deeper into injury reports
The American Society of Safety Engineers indicates that businesses should be more analytical when drawing up on-the-job injury accounts.
 
More than 6 in 10 business executives recently indicated that they work on the weekends, whether at their workplace or home.
6/6/2014
Most business executives work the weekends
Many entrepreneurs say that they put six to seven days of work in on a regular basis, according to a survey by The Creative Group.
 
While recent predictions show the 2014 hurricane season to be fairly calm, experts still urge consumers to be prepared.
6/3/2014
Expected hurricane forecast for 2014
NOAA predicts a mild to normal hurricane season this year.
 
The National Safety Council’s latest fact sheet uncovers the most common injuries Americans suffer.
6/2/2014
NSC releases latest injury report
The National Safety Council published its 2014 edition of 'Injury Facts,' which delves into what types of injuries there have been nationwide.
 
As temperatures slowly but surely climb, people can expect thunderstorm activity to increase.
5/30/2014
New system to improve storm detection
The National Oceanic and Atmospheric Administration will soon unveil its latest technology for storm trackers.
 
Ride-sharing programs are more popular than ever.
5/28/2014
Ride-sharing programs cause confusion for motorist liability
Illinois and Colorado are among the states implementing legislation that addresses what coverage applies for ride-sharing.
 
For more than half a century, America has been officially celebrating entrepreneurs through the annual Small Business Week.
5/14/2014
SBA launches 2014 National Small Business Week
The Small Business Administration kicks off the 51st annual event that pays tribute to the U.S. Entrepreneur.
 
In a recent survey, more than two-thirds of the 1,400 retail business owners who responded to the poll said that they weren't worried about credit card security at their companies.
4/24/2014
Business owners not so worried about credit card security
The highly publicized Target data breach hasn't phased many entrepreneurs, according to a new survey.
 
Many company managers may make volunteer opportunities available for their workers.
4/14/2014
Volunteering a focus for millions of Americans
More than one-quarter of adults in the U.S. made their services available in 2012 without being compensated, according to a recent report.
 
Information security experts say that these attempts will continue to be made, something that business owners can't afford to have happen to them.
4/10/2014
Despite concern, few working to prevent data breach
The Target breach hasn't resulted in people being more conscientious about their financial dealings, according to an AP-GfK poll.
 
Approximately 50% of respondents to a survey performed by staffing service firm OfficeTeam indicated that their "lunch hour" is more often than not 30 minutes in overall length.
4/7/2014
Most Americans lunch at work for 30 minutes or less
Only 38% of workers say their lunch hour is in reality 60 minutes, according to an OfficeTeam poll.
 
Roughly two months into the study, the vast majority of workers had little to no pain symptoms stemming from typing.
4/2/2014
Ergonomic keyboards no better than standard
A University of Pittsburgh professor finds that keyboards meant to be easier on the joints aren't much better than the normal kind.
 
Though it may come as a surprise, the U.S. is one of the few high income countries where paid vacation time is not a requirement.
3/28/2014
Few doctors get four weeks of vacation
Radiologists and anesthesiologists are the only doctors where at least half get to enjoy four weeks of time off from work, according to a new survey.
 
According to the Association of Certified Fraud Examiners, roughly 5% of revenues that organizations lose each year stems from fraud, including occupational fraud.
3/27/2014
Business owners rarely report employee crime to police
A new University of Cincinnati study finds that only 16% of small business owners utilize law enforcement when a worker steals from the company.
 
The report also indicated that roughly 50% of the chicken breasts that were sampled had one or more strands of bacterium that were resistant to multiple types of antibiotics.
3/26/2014
Consumer Reports indicates food-borne illness found on nearly all chicken breasts
More than nine in 10 of the chicken breasts analyzed by Consumer Reports tested positive for bacteria late last year, all of which were purchased at grocery stores.
 
More Americans will likely head to fast casual dining hotspots in 2014.
3/14/2014
Fast casual dining experience proved to be popular
Mintel recently released its take on what foodservice trends will emerge in 2014.
 
Potential consequences that they believed could take place included being fired, being teased or harassed by their fellow co-workers, as well as not receiving a promotion.
2/28/2014
One in 10 Americans hesitant to report job related injuries
A new survey from FindLaw.com says that 10% of adults have not informed their workplace after being hurt, worried as to what might happen if they did.
 
For example, in the northern city of Elyria, more than a dozen water mains broke inside of two weeks.
2/26/2014
Ohio businesses feel effects of damaging cold
The subzero temperatures in January forced many Ohio-based companies to close their doors temporarily in order to thaw out frozen water pipes.
 
As the DOJ defines it, identity theft is the misuse or attempted misuse of an existing account for underhanded purposes.
2/25/2014
Report: Identity theft pervasive threat in 2012
Nearly 10% of Americans over the age of 16 had their identities stolen two years ago, according to newly released government data.
 
At the state level, 49 of the 50 witnessed growth in hiring activity within the retail sector, establishing net job losses at minus-1%.
2/6/2014
Holiday help increased in 2013
Human resources and professional employer organization TriNet indicates hiring for seasonal work rose by nearly 30% in 2013 compared to the previous year.
 
The poll also revealed that there's something consumers find to be special about buying local.
2/3/2014
Consumers prefer in-person shopping to web-based
Approximately 70% of shoppers say they would rather buy merchandise at a brick-and-mortar store than via the Internet.
 
Food labels and front of package claims are there to help consumers make informed choices.
1/29/2014
Consumers perplexed by product health claims
Survey data commissioned by The Sugar Association indicates that health-conscious Americans can't help but feel misled by some labeling practices.
 
Another issue for entrepreneurs, the study found, is malware, which is damaging software that's embedded stealthily in seemingly innocuous links that can cause serious problems for a network or personal computer.
1/28/2014
Mobile device popularity increasing security risks for businesses
A new study conducted by the Ponemon Institute finds that cyber security is becoming more difficult to control due to increased Internet access on the go.
 
In the meantime, almost nothing advances at quite the kind of speed that technology does.
1/20/2014
Good help is hard to find
A survey performed by the Technology Council of North America finds that IT professionals are having a hard time finding quality talent.
 
In 2012, more than half of small businesses had to deal with a cyber threat of some kind, many of which attacked companies’ sensitive organizational data.
1/15/2014
Cyber Security Awareness Month a success, but was it enough?
Hundreds of business owners joined the anti-cybercrime movement this past October, but concerns about Target's recent security breach emphasize the need for cyber protection.
 
Approximately 10 million firms in the U.S. are operated by women, overseeing more than 13 million employees and contributing about $2 trillion in sales to the U.S. economy.
1/13/2014
Job positions filled by women at record levels
The Institute for Women's Policy Research says that women surpassed their previous employment peak in November.
 
More than 96% of those polled said that they like to receive some type of information about sales at the stores they frequent.
1/7/2014
Survey: Sales events bring greater loyalty
The vast majority of consumers say that when they're informed about markdowns on regularly purchased products, they're more likely to go back.
 
While retailers in previous years have opened their doors on Thanksgiving, this was done to a greater extent this past holiday season - a move which proved to be a financially successful one.
1/6/2014
Sales soared during 'Black Weekend'
Door-buster discounts had their intended effect for Christmas 2013, evidenced by consumers spending more.
 
The poll, which questioned approximately 900 executives from companies that had an international presence, discovered that 93% of respondents intended to change their business profile in 2014 so that it was noticeably different compared to all the previous years in which they were established.
12/31/2013
2014 to bring rejuvenated business models
New polling data suggests than nine in 10 business owners want to makeover their business objectives and functions.
 
For much of the year, there's been an inverse relationship, meaning that when gas prices go down, sentiment goes up and vice versa.
12/20/2013
Survey finds link between gas prices and consumer sentiment
Polling data from the National Association of Convenience Stores reveals what effect the cost of fuel has on buyer attitudes.
 
Job applicants are resorting to unique ways to land positions.
12/16/2013
Unique interview styles
From crafting a cover letter to resemble a wedding invitation, to performing a musical number, a CareerBuilder survey reveals some unique interview styles.
 
Millenials are most likely to inform hotel staff members if their wishes aren't being accommodated to their satisfaction.
12/13/2013
New generation of business travelers speak up
New study shows what 18-to-30-year-olds are like when traveling for business or pleasure purposes.
 
Despite alcohol's availability, respondents pointed out that it is a one-of-a-kind product that not just anyone should be able to access.
12/11/2013
Survey: Consumers respect liquor laws
A poll performed by the Center for Alcohol Policy finds that Americans think the regulations on alcohol are appropriate.
 
Shoppers are searching for more options from internet companies.
12/10/2013
Consumers expect strong service from e-retailers
As e-commerce spending increases, shoppers demand a higher standard from internet companies.
 
Nursing home facilities tend to see the highest number of accidents and injuries among workers.
12/6/2013
Healthcare industry struggles with employee injuries
New research says that the healthcare sector saw a high prevalence of accidents in 2011 among workers.
 
Iowa, Illinois, Arkansas, Oregon, Kentucky and Washington rounded out the 10 states where recycling centers were the most abundant in recyclables.
12/3/2013
Study: Northeast recycling centers most productive
Environmental sustainability is a standard many Northeasterners are living up to, as many recycling businesses there are operating at full capacity.
 
Cyber Monday traffic in 2012 peaked right around 11:30 in the morning, followed by another strong surge of sales activity just after 9:00 p.m.
12/2/2013
Effectively preparing for Cyber Monday
The most important component of the event for online retailers is ensuring that the website will be able to handle added volume.
 
The following tips from CPN can help store managers and owners ready themselves for the flood of customers they may expect to see.
11/27/2013
Preparing for Black Friday
The busiest shopping day of the year requires proper planning.
 
Experts predict this holiday season will be a busy one for consumers.
11/25/2013
Holiday sales to outpace last year
With Dec. 25 rapidly approaching, Deloitte indicates consumers to be in the buying spirit.
 
In 2011 alone, there were 855 reported data breaches and 175 million compromised records.
11/20/2013
Business owners – is your website secure
Eight in 10 company executives don't think they have to worry about their websites being hacked.
 
While low prices can help draw consumers to their doors, companies must do more in order to be successful.
11/19/2013
Study: keys to customer satisfaction
A new analysis provides tips for what retailers can do to retain a loyal client base.
 
More than nine in 10 Americans stated that the overall condition of a 

business's restroom is a telling indicator of whether or not company management holds its workforce in high esteem.
11/15/2013
Restroom cleanliness key indicator for businesses
How much a company treasures its employees can often be determined by how tidy the bathroom is, according to a recent poll.
 
Nearly 60% of parents indicated that they dine out with their kids at least once a week.
11/12/2013
Dinner date with the kids
New survey data from Restaurant.com shows that families still go out to dinner quite frequently.
 
In each state, more than half of respondents were opposed to the EPA being prevented from doing its job.
11/8/2013
Majority of Americans opposed EPA shutdown
New polling data shows consumers were dead-set against the Environmental Protection Agency being affected by the shutdown, believing it put the earth's well-being in jeopardy.
 
Businesses ought to be aware of the eco-friendly preferences of consumers nationwide.
11/4/2013
Moms consider environmental awareness a key component of child-rearing
A recent survey reveals how many women with children want to instill a sense of eco-awareness into their young ones' lives.
 
Companies across the country should know paper towels are preferred over air dryers by many.
11/1/2013
Paper towels preferable to air dryers, study shows
Newly released analysis says that paper products are more sanitary than air-based dryers in the bathroom.
 
Becoming more eco-friendly is a chief concern for numerous companies nationwide.
10/28/2013
Businessowners prioritizing eco-efficiency
More than half of business professionals say environcentric management is important to them.
 
E-commerce sales in the second three-month period of 2013 totaled nearly $50 billion.
10/25/2013
E-commerce spending soars in second quarter
Economic experts say that it could be a record-breaking final six months for online retailers' sales growth.
 
Restaurant.com named the 25 best eateries for American cuisine.
10/24/2013
New list sure to bring increased volume for restaurateurs
Restaurant.com names 25 best eateries for American-style cuisine.
 
Though the repercussions of global climate change do not discriminate, business owners are particularly vulnerable.
10/23/2013
Small business owners especially susceptible to consequences of climate change
The Small Business Majority and American Sustainable Business Council advise entrepreneurs of the dangers associated with climate change.
 
Business travelers need to be wary of supposedly free Wi-Fi services at airports.
10/15/2013
Business travelers warned of latest cyber attack
'Free Wi-Fi' access at the airport may not be what it seems.
 
Slow but steady hiring among employers throughout the nation is expected to occur in the latter half of 2013.
10/11/2013
Employers expected to hire more, but with some reservations
Temporary work employment is anticipated to increase by 10% in the second half of 2013.
 
More than half of businesses say they’ve been the victim of a cyber attack.
10/9/2013
Business owners: Cyber attacks greater hazard than severe weather
A new poll reveals that companies believe hackers trolling private business data are a bigger danger than severe weather.
 
Educational facilities seeing an increase in formal dress code policies
10/4/2013
School uniforms increasingly popular
A new poll suggests that more principals and school districts are mandating specific dress codes.
 
Construction companies may not be doing enough to keep their workers safe, research shows.
10/3/2013
Study: Construction firms opt to not use safety systems due to impact on work output
Details published in the journal of the American Society of Safety Engineers reveals that builders may not be doing enough to keep their employees safe.
 
The NAHB asked lawmakers to lighten up on certain regulations to improve their business.
10/2/2013
Builders ask lawmakers to ease up on regulations
The National Association of Home Builders asked legislators to get behind a law that the trade association says would be an advantage for small business owners.
 
Cloud technology has aided numerous businesses across the U.S.
9/30/2013
Cloud technology shown to be major boon for businesses
More companies are moving their infrastructures to the cloud, which has been paying off.
 
Sexual misconduct can occur anywhere from college campuses to offices.
9/25/2013
Fighting back against sexual misconduct
September 26 is RAINN Day, an observance period that reminds college students and parents of the dangers and prevalence of sex abuse.
 
Kitchen safety should be a prime area of concern for restaurant owners nationwide.
9/24/2013
Key steps to take in the kitchen
Iowa State University offers tips on proper sanitation procedures during National Food Safety Month.
 
The GAO reports many homeowners are securing extra flood coverage in the last decade.
9/23/2013
GAO: Dramatic rise in share of policyholders with maximum flood coverage
The Government Accountability Office reveals that many Americans buy extensive flood protection rather than a limited amount.
 
Optimism in the jobs market abounds, according to a new study.
9/19/2013
Randstad: Job seekers' confidence at five-year high
New polling data suggests that those who are on the hunt for work have great expectations their efforts will be successful this time around.
 
A number of homeowners nationwide feel they are prepared should a blackout occur.
9/18/2013
Most Americans say they're ready for a lengthy blackout
A Harris Interactive survey reveals that more than half of Americans would be ready for a prolonged power outage.
 
Health departments at facilities nationwide are finding it difficult to attract nurses to work for them.
9/13/2013
Help wanted: Health departments experiencing recruitment problems
The Robert Wood Johnson Foundation reveals that nursing jobs aren't being filled expeditiously.
 
Hiring is picking up in numerous areas of the nation in recent months.
9/11/2013
Poll: NYC business owners hiring
Many New York-based firms are increasing the size of their ranks.
 
Parents nationwide will soon be shopping for their kids’ upcoming school year.
9/9/2013
Back-to-school season expected to be major boon for apparel retailers
New analysis shows that clothing shoppers will be out in full force this year as students head back to the classroom.
 
Sales appear to improve for companies when sales reps earn commission instead of bonuses.
9/4/2013
Study suggests commissions are better than bonuses
New analysis reveals how business owners may be able to encourage their staff to outperform.
 
Many business owners forgo hiring lawyers to help them deal with legal matters.
8/29/2013
Poll: Most business owners take legal challenges on their own
A recent survey indicates that businesses often go it alone when they're sued.
 
Summer is the prime time during which Americans consume hot dogs, a survey found.
8/27/2013
Survey: Millions of Americans confine their hot dog consumption to summer, grilling season
Nearly a quarter of respondents to a new poll say that they only eat frankfurters between June and September.
 
By volunteering, job-seekers may find it easier to secure employment.
8/21/2013
Volunteering often paves pathway to employment, study confirms
Recent analysis suggests that volunteering not only benefits companies but those who seek a full-time job as well.
 
Sales goals weren’t reached by many firms during 2012.
8/16/2013
Many businesses fell short of sales goal last year
Poor training may help explain why one-third of companies failed to reach their fiscal intentions in 2012, according to CareerBuilder.
 
Executives at companies nationwide may need to add more security measures to their businesses’ networks.
8/8/2013
Poll: Most companies misread prevalence of malicious software
Nine in 10 business owners think there are fewer malware attacks than there are in actuality.
 
Last year, more than 58 million Americans had malware on their home computers.
8/2/2013
Report: One in five Americans infected by malware in 2012
Consumer Reports reveals that nearly 60 million people in the U.S. were adversely affected by electronic worms.
 
Managers of daycare centers need to ensure their safety measures are up-to-standard.
7/31/2013
Indiana daycare centers operating under heightened scrutiny
Childcare services in Indiana now have to go through stricter protocols after an accidental drowning occurred in 2012.
 
Lemonade stands in neighborhoods nationwide will likely be prevalent once again this summer.
7/24/2013
How to make lemonade stands come to life
A lifestyle expert provides parents with some words of advice they can impart to budding business owners.
 
Eye protection should be preached by employers to their workers.
7/22/2013
Make eye protection a priority
Government data shows just how frequently eye injuries occur at the workplace.
 
Business execs should take product recalls seriously.
7/19/2013
Recalls were quite common in 2012
PropertyCasualty 360 details some of the largest recalls that took place for businesses last year.
 
There are certain methods businessowners should take to reduce and prevent headaches.
7/15/2013
Summertime headaches and how to avoid them
Business owners planning an outdoor party for staff may want to consider the following suggestions from the National Headache Foundation.
 
Accidental falls by seniors results in 2.3 million emergency room visits each year .
7/9/2013
Slips and falls among elderly are a major source of injury
The American College of Emergency Physicians comments on how falls are common among today's seniors.
 
Chefs may want to focus on safety during National Culinary Arts Month.
7/2/2013
How chefs can improve their workplace safety
Kick off National Culinary Arts Month with tips for how to keep chefs on the job.
 
The TRIA helped businesses affected by the events that took place at the Boston Marathon this year.
7/1/2013
The timely renewal of the Terrorist Risk Insurance Act
TRIA provides essential financial assistance for business owners after man-made disasters.
 
The NFIP will remain intact for at least five more years.
6/28/2013
What homeowners need to know about flood insurance
Congress renewed the National Flood Insurance Program last year, and this year's version includes substantial reforms that may require review.
 
Businessowners should ensure their older staff members are working in a safe and sound office.
6/26/2013
Aging workforce requires more rigorous safety protocols
An insurance expert has produced a report aimed at helping businessowners maintain a safe workplace.
 
It’s best for people to remain indoors during a lightning storm.
6/24/2013
Safety tips to remember when thunder rolls
June 20 - 26 is Lightning Safety Week.
 
Employees who partake in company wellness programs may actually look forward to swimsuit season.
6/21/2013
Summer's here: Are you ready for swimsuit season?
Feeling self-conscious about their bodies, consumers say they're not eager to bare it all this summer.
 
The APF began a program to help company heads assist workers who are dealing with depression.
6/19/2013
How to get your workers back on the 'Right Direction'
The American Psychiatric Foundation recently unveiled a program to help company managers effectively deal with employees who struggle with depression.
 
Retention is a focus for businessowners nationwide this year.
6/17/2013
Retention fears high among business owners
Roughly four in 10 entrepreneurs say their primary worry is that crucial members of their staff will leave for another position.
 
Businessowners should use National Safety Month as a time to make sure their work environment is safe for employees.
6/12/2013
Businessowners urged to take part in National Safety Month
"Safety Starts with Me" is this year's theme, according to the National Safety Council.
 
Business owners need to have ample amounts of liability insurance for their companies.
6/11/2013
Texas fertilizer company dangerously underinsured
Business owners for the company that was destroyed by an explosion on April 17 had just $1 million of liability insurance.
 
There appears to be an increasing amount of stay-at-home dads nationwide.
6/10/2013
Dads taking on position typically occupied by moms
Stay-at-home fathers are more common today than they have ever been before.
 
Migraines affect many workers nationwide.
6/7/2013
Study: Migraine sufferers at increased risk of cardiovascular disease
Businessowners are encouraged to heighten their understanding of debilitating conditions like migraines.
 
Restaurant owners need to ensure their staff keeps allergies of patrons in mind at all times, not just during graduation season.
6/6/2013
Allergy-free foods to consider serving for graduation
The overwhelming majority of food allergies originate from eight foods.
 
Having emergency supplies with you during a hurricane, including a first-aid kit, is imperative.
5/28/2013
Ready or not, hurricane season is here
May 26th marks the beginning of Hurricane Preparedness Week.
 
The East Coast could be affected by roughly a dozen hurricanes and severe storms this year.
5/24/2013
Heightened risk for hurricane to affect mainland, Colorado researchers say
Colorado State University scientists project an increased probability for major storm formation.
 
Work-from-home policies are becoming more commonplace at many companies.
5/22/2013
Questions to ask before prohibiting work-from-home
In the wake of the ban implemented by Yahoo, Aon Hewitt says business owners should weigh all their options when dealing with the virtual workplace.
 
Providing employees with deals to local gyms is one perk bosses across the U.S. are offering their workers.
5/16/2013
Three perks that can help retain employees
Inc. Magazine says these benefits can keep workers where they are.
 
Companies all over the U.S. are becoming subjected to cyber attacks, including LivingSocial.
5/9/2013
LivingSocial latest victim of cyber warfare
The deals and discount website's security systems were recently breached, exposing bare users' personal data.
 
The economy is still causing many employers to cease from hiring new workers.
5/3/2013
Hiring intentions put on hold for most employers due to rocky economy
Business owners say that they likely won't make any major recruiting efforts over the next several months.
 
There's a chance hurricanes could be even stronger in 2013 than recent years.
5/2/2013
Hurricanes could be stronger this year
A new forecast suggests hurricanes that form in 2013 have the potential to be more intense.
 
Living green isn’t as easy as it sounds, a poll finds.
4/22/2013
Going green: Are you practicing what you preach?
Despite being aware of the importance of the environment, few are following through in their daily dealings.
 
Business owners should think long and hard about securing flood insurance.
4/18/2013
Three things business owners can do to prepare for flood season
The Insurance Information Institute provides entrepreneurs with some suggestions for how to stay protected.
 
Data breaches have become more prevalent over the past two years.
3/28/2013
Tips to Support National Mom and Pop Business Owners Day
Cyber security breaches are something both small and large businesses should take seriously, as on average 80 days passes by before a cyber attack is noticed.
Back to Top

 

Find a Local Agent