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Preventing Injuries or Losses

Preventing Injuries or Losses
 
Flying golf balls are among the accidents that lead to injuries on the golf course.
6/22/2015
Fore! How Golfing Injuries Can Put Your Business 'Off Course'
More than 40,000 people each year in the United States are admitted to the hospital for golf-related injuries.
 
Don't think insulation is important during the summer? Think again.
6/11/2015
Why Insulation Is So Important In The Summer
If your home isn't properly insulated during the warm weather season, expect to spend more on your utility bill over the summer. 
 
Beware of heat exhaustion this summer when temperatures climb and you're active outdoors.
6/10/2015
Heat Exhaustion: What It Is And How To Treat It
Rapid heartbeat, dizziness and shallow breathing are classic symptoms of heat exhaustion and can lead to heat stroke, which is deadly.
 
These office safety tips can help ensure no one goes on the disabled list when moving supplies to the new address.
6/9/2015
Safety Tips For Moving Your Business
These injury-preventive moving recommendations can help ensure that your workers avoid being hurt in the relocation process.
 
Learning how to swim can make the summer more fun and safe.
6/5/2015
More Than Half Of Teens Don't Know Swimming Fundamentals
Over 50% of teenagers aren't able to perform basic swim strokes, according to the American Red Cross.
 
Wearable technology is no longer the province of consumers, but of employers as well.
5/28/2015
Wearable Technology In The Workplace: A Concern For Employers?
When wearable technology is misused, it can lead to liability risks for business owners.
 
Only half of households have prepared an emergency kit, according to a recent government study.
5/27/2015
Only Half of U.S. Households Have Emergency Kit, Poll Finds
Just 51% of families in the country have supplies readily at hand when there is an urgent situation, according to a new poll conducted by the Census Bureau and the U.S. Department of Housing and Urban Development
 
5/22/2015
How To Keep Your Crew Cool In The Summer Heat
The best words of advice for your crew this summer is to take it easy.
 
Have a great Memorial Day weekend with these grilling safety reminders.
5/21/2015
How To Grill Safely This Memorial Day
Thousands of grilling fires happen each year in the United States, virtually all of which are preventable.
 
The Golden and Labrador Retrievers are two of the more popular dog breeds in America.
5/18/2015
May Is Dog Bite Prevention Month
More than one-third of all homeowners insurance claims are dog bite-related, according to the Insurance Information Institute.
 
Pollen in the air may be inescapable, but you can lessen the effects of allergies by reducing your exposure to cigarette smoke.
5/15/2015
Smoking Makes Allergies Worse - Allergy Awareness Month
Cigarette smoke worsens allergy symptoms, which is why May is as good a time as ever to finally kick the habit.
 
Over 61,000 bridges across the nation require significant repair work due to structural deficiencies, a new report argues.
5/12/2015
US Roads, Bridges In Dire Need Of Repair, Report Suggests
More than 61,000 of the nation's bridges are considered 'structurally deficient,' according to a new estimate from the American Road & Transportation Builders Association.
 
You should aim to clean out your gutters four times a year.
4/24/2015
Spring Cleaning Your Home's Gutters
If you have a gutter system, you'll want to make sure that they're cleaned out this spring.
 
Children are involved in 17% of pedestrian fatalities.
4/17/2015
GHSA Releases Sobering Stats On Pedestrian Fatalities
Over 2,000 pedestrians were killed in the U.S. between January and June 2014, according to the Governors Highway Safety Association.
 
Roof damage is not one of those maintenance issues that can be put off to another time.
4/16/2015
Roof Damaged? Don't Wait To Have It Fixed
If your roof needs to be repaired, procrastinating will only make things worse.
 
By being proactive, you as a business owner can prevent workplace injuries.
4/14/2015
Basic Tips On How To Avoid Workplace Injuries
Being proactive about safety at the job site can help business owners avoid absenteeism and injury.
 
At least 10,000 people die every year due to drunk driving, a toll safety officials say is far too high.
4/8/2015
US Winning Drunk Driving Battle, But War Rages On
Driver intoxication has fallen in frequency, but at least 10,000 people still die from it every year.
 
Get your lawn ready for the warm weather season with these mowing recommendations.
4/3/2015
Lawn Care Tips for Spring Mowing
April showers are sure to bring May flowers, not to mention growing grass that you'll be needing to cut.
 
If it's been a year since you've replaced your alarms' batteries, switch them out when you turn the clocks ahead an hour this weekend.
3/23/2015
Check Your Alarms When Changing The Clocks
Make it a tradition to check your home's fire and carbon monoxide alarms whenever the clocks 'spring forward.'
 
Between 45 and 50 million vehicles on the roads has an unfixed safety recall, according to a new report from Carfax.
2/23/2015
Report: 46 Million Vehicles On The Nation's Roads With Unfixed Recall
A new study from vehicle history report company Carfax suggests 1 in 5 motorists is driving a car with a recall that hasn't been addressed.
 
After looking at collision claims occurring within the zip codes of the NFL's 32 teams, HLDI analysts found that the rate of claims tended to be higher on days in which the home team lost or tied than when it won.
2/10/2015
Auto Claim Rates 'Spike' on Days When Home NFL Team Loses, Study Finds
A new report indicates that collision claims stemming from accidents around NFL stadiums tend to be more frequent when the home team loses than when it wins, according to the latest findings from the Highway Loss Data Institute.
 
As a business owner, you want everything to go just as it's planned without any problems. But with the nature of life being what it is, mistakes are often made.
1/27/2015
What is Professional Liability Coverage?
When your company is negligent for an incident that causes harm, professional liability insurance can cover your losses.
 
Approximately 3 million nonfatal workplace injuries and illnesses took place across the country in 2013, according to the U.S. Department of Labor.
1/26/2015
3 Workplace Tips to Prevent Injury During the Winter
The cold and slippery conditions that are part and parcel of the winter season can increase the risk of injury and illness.
 
Though there are a lot of advantages to owning a small business - like being able to set your own hours - few entrepreneurs are taking time out for themselves.
1/21/2015
Poll: Business Owners Say They Rarely Vacation
Approximately 60% of small business owners say they take just five days off per year, according to an OnDeck survey.
 
Liability is the main portion of an auto insurance plan that covers what repairs may be in order after an accident that you're responsible for.
1/15/2015
What is Vehicle Liability Insurance?
The liability portion of auto insurance provides you with coverage after an accident that you may have caused.
 
Last year alone, over 119,000 Americans required medical treatment after sustaining an injury while removing snow, according to the U.S. Consumer Product Safety Commission.
1/12/2015
How to Remove Snow the Right Way
More than 119,000 Americans were injuries last year during snow removal activities, according to the U.S. Consumer Product Safety Commission.
 
 Based on a new survey, many workers are engaging in file-sharing practices that put their employers at risk of data theft or liability.
1/9/2015
Employees Admit to 'Frequent' Risky File-sharing Behavior
More than 60% of workers say they've shared documents with someone they weren't supposed to.
 
In the U.S. alone, retail theft - colloquially known as "shrink," which comprises shoplifting, employee or supplier fraud as well as administrative errors - cost businesses approximately $42 billion last year, according to newly released statistics from Checkpoint Systems.
1/8/2015
Employee Theft Cuts into Business Owners' Profits
More than 40% of retail crime is attributable to employees stealing, according to new data from Checkpoint Systems.
 
When hosting a party with loved ones, it's very important to ensure that everyone who comes is safe so that everyone gets through the night with their well-being fully intact.
12/31/2014
3 Safety Tips Every New Year's Party Host Should Heed
The following tips are some of the ways you can avoid liability and a potential homeowners insurance claim when hosting a gathering to celebrate the new year. 
 
A new study reveals that sunny days have significant accident potential.
12/19/2014
Study: Near-Collision Risk Doubles When Skies Are Clear
New analysis finds that the actions motorists take when the weather is nice out increase the chances of an accident.
 
With one-third of Americans intending to hit the road for the holiday, inclement weather could make for a treacherous ride.
12/17/2014
Few Motorists Prepared for Snow-Covered Holiday, New Poll Finds
Just 1 in 4 drivers has or will equip their vehicle with winter tires this year, according to a survey by Bridgestone Americas.
 
The National Institute on Alcohol Abuse and Alcoholism is cautioning parents not to let too much of the semester pass by without talking to their sons or daughters about the dangers of drinking to excess, particularly when it's combined with getting behind the wheel of a car.
12/11/2014
Discussing College Drinking
The National Institute on Alcohol Abuse and Alcoholism advises parents to talk to their college kids about the dangers of alcohol.
 
There are thousands of independent agents who may work on behalf of insurers, but are really there to represent consumers so that they can get the best deal for themselves and their loved ones.
11/21/2014
Benefits of Working with an Independent Agent
Consumers come to find the advantages of dealing with an independent agent almost immediately.
 
According to polling data from the Insurance Information Institute, roughly 95% of all mortgage owners have homeowners insurance.
11/17/2014
Why It Pays To Be Consultative Before Buying Insurance
Because insurance is an investment that can wind up saving consumers thousands of dollars, it stand to reason that individuals be consultative in their approach.
 
In an effort to get more individuals to come to a complete stop when they're approaching an intersection, a number of towns and cities have turned to red-light cameras.
11/14/2014
NCSR: Red-Light Cameras Resulting in Fewer Moving Violations
The National Coalition for Safer Roads says close to 90% of people cited for running a red light last year weren't fined for doing it again.
 
Despite greater awareness about Internet security and cyber attacks, hundreds of millions of consumers were affected by some form of identity theft through the first six months of 2014, according to a new report.
11/10/2014
Nearly Half-Billion Customer Records Breached in 2014 - So Far, Report Finds
Approximately 375 million customers worldwide were affected by data theft through this year's first half, according to recent analysis.
 
Virtually every state in the country has some type of distracted driving law in place, largely because the safety hazards of the practice are so serious.
11/5/2014
Study Says Primary Enforcement is Best for Texting and Driving Bans
New research from the University of Alabama-Birmingham found the greatest reductions in highway fatalities due to distracted driving were among states that make it a primary offense.
 
There's a whole host of good reasons for never getting behind the wheel after having an alcoholic drink, not the least of which is putting your and other lives in danger.
10/15/2014
How DUI Accidents Affect Auto Insurance
Residents of Sacramento, Calif. see the most significant jump in premiums after fatal DUI crashes, according to a new analysis.
 
For the past 90 years, the National Fire Protection Association has sponsored the seven-day awareness period, which takes place between Oct. 5 and 11.
10/9/2014
Fire Prevention Week Focuses on Smoke Detector Maintenance
Close to two-thirds of the deaths resulting from a structure fire are those where an alarm wasn't present or inoperable, according to the National Fire Protection Association.
 
Three Ford models are among the most-stolen SUVs in the country
10/7/2014
NICB: High Number of SUVs, CUVs Stolen in Recent Years
Three of the five most-stolen sports utility vehicles in the past three years are Ford models.
 
After a year's that's been replete with automotive recalls due to safety issues, a surprising new study reveals that safety takes a backseat to price when it comes to the factors that consumers consider before purchasing a new vehicle.
10/1/2014
Poll: Consumers Value Price Over Safety
More car buyers say the affordability of a vehicle has a bigger influence on their decision to purchase a vehicle than safety history, according to YouGov.
 
A CDC poll says that 1 in 4 women are affected by sexual abuse in their lifetime.
9/25/2014
How to Protect Yourself from Sexual Assault
With the 2014-15 school season underway, these recommendations can help protect college-aged women from unwanted sex acts.
 
According to the National Weather Service, there's an 80% chance that El Nino will occur during either the fall or winter.
9/22/2014
Will Fall Bring an Active or Quiet Season for Storms?
If 2014 is a repeat of 2013, it could be another quiet autumn on tap.
 
Three-quarters of U.S. consumers say the punishment for texting behind the wheel is inadequate.
9/19/2014
Americans Want More Rigorous Penalties from Texting and Driving
Three-quarters of U.S. consumers say the punishment for texting behind the wheel is inadequate.
 
If you plan on hosting a pool party, it's important to be aware of the potential issues that may come up if someone is seriously hurt.
9/10/2014
End-of-Season Pool Party Planned? Make Safety a Priority
The Insurance Information Institute reminds homeowners about the insurance implications resulting from pool-related accidents.
 
Texting while driving is not only dangerous, it's infuriating to other drivers, according to a new study.
9/5/2014
Texters Most Anger-Inducing Drivers, Americans Say
A new survey from Expedia says that motorists find texting while driving to be the most infuriating behavior to observe.
 
As the summer weather creeps in, be sure to check to see if your headlights' output is affected by the heat and humidity.
8/28/2014
Summer Weather can Reduce Output of Headlights
Lighting experts say that drivers should be particularly mindful of their vehicle's headlights when temperatures are hot and humid.
 
A new report has confirmed that Honda's Civic and Accord auto models are the most stolen car in the country.
8/25/2014
Most Frequently Stolen Vehicle of 2013
The Civic and Accord, both made by Honda, were the most frequently stolen and recovered car models last year, according to LoJack.
 
Many Americans think hands-free devices are safer to use behind the wheel then they really may be.
7/31/2014
Do Hands-Free Devices Make Driving Safer?
A new National Safety Council survey reveals how many people are under the wrong impression about hands-free technology.
 
Fire damages costs have been rising for more than 30 years, according to a new report from the NFPA.
7/30/2014
NFPA: Fire Damage Expenses Up Significantly Since 1980
The National Fire Protection Association says the total cost of fires in the U.S. has increased by 34% in the past three decades.
 
Americans may not have a very clear idea of what leads to a mandatory evacuation.
7/23/2014
Determining Factors in a Hurricane Evacuation
8 in 10 Americans incorrectly believe that evacuation boundaries are affected by hurricane category, according to a FLASH survey.
 
A new report has found that smartphone theft is a growing concern around the country.
7/17/2014
Smartphone Theft On The Rise
Consumer Reports says 3.1 million smartphones were stolen last year, twice the rate of 2012.
 
The American Kennel Club is reminding the country to keep pet fire safety in mind.
7/15/2014
Keep your pet protected this 'Pet Fire Safety Day'
Approximately a half-million pets are affected by a fire in the home each year, according to the American Kennel Club.
 
In a test asking respondents some basic questions about rental laws, roughly 47% of tenants and approximately half of landlords, on average, answered the queries incorrectly.
7/11/2014
Poll: Rental laws still unclear
Approximately two-thirds of renters erroneously believe that their landlord can end a leasing agreement prematurely for family-related reasons, according to Zillow.
 
As car theft season draws closer, NHTSA is warning all vehicle owners to take caution.
7/8/2014
Peak Season for Vehicle Theft
Peak season for cars being stolen is July and August, according to the National Highway Traffic Safety Administration.
 
If new forecasts are correct, 2014 won't be a disastrous year when it comes to hurricanes.
7/7/2014
2014 Hurricane Forecast Predictions
Colorado State University climatologists say 2014 could be a repeat of 2013, when hurricanes were few and far between.
 
This Independence Day, make safety a priority.
7/3/2014
How to have an accident-free Fourth of July
Most fireworks injuries that occur each year happen around the Independence Day holiday, according to the Consumer Product Safety Commission.
 
The National Weather Service is reminding everyone about storm safety during Lightning Awareness Week.
6/26/2014
NWS: 'When thunder roars, go indoors'
June 22-28 is National Lightning Awareness Week, led by the National Weather Service.
 
As summer arrives, experts are warning the public to take swimming safety seriously.
6/20/2014
Swimming Pool Safety Tips
The U.S. Consumer Product Safety Commission offers tips on how to help ensure the pool is an accident-free zone in 2014.
 
One of the most common causes of accidents that lead to auto insurance claims stem from distracted driving.
6/11/2014
Most motorists sing while driving
Singing aloud is something that more than half of Americans admit to doing on the road, according to a DMEautomotive poll.
 
Restaurant sales dipped marginally in 2013 as competing in the industry becomes more challenging.
6/10/2014
Restaurant sales ease in 2013
A new study finds that overall restaurant sales slowed last year, although not by much.
 
The National Safety Council’s latest fact sheet uncovers the most common injuries Americans suffer.
6/2/2014
NSC releases latest injury report
The National Safety Council published its 2014 edition of 'Injury Facts,' which delves into what types of injuries there have been nationwide.
 
Don't let your Memorial Day weekend fun go up in smoke.
5/23/2014
Make grilling safety a priority this Memorial Day weekend
Celebrate those who served and barbecue safely with these tips from the U.S. Fire Administration.
 
Americans all over the country are taking part in a program to raise awareness of dog bit prevention.
5/19/2014
National Dog Bite Prevention Week begins
An average of 4.5 million people are hurt each year due to dog bites, according to the American Veterinary Medical Association.
 
Of the 11 so-called "minicars" that were tested, only one received an acceptable rating in the small overlap front crash test.
5/16/2014
IIHS: Minicars test poorly in crash analysis
The Insurance Institute for Highway Safety says the 2014 crop of tiny automobiles are the worst performing in crash testing.
 
Other breeds that cause fewer allergic reactions, as suggested by EH&E, include the Labradoodle - which

is a mixture of the Labrador and Poodle - Yorkshire Terrier, Schnauzer and Maltese.
5/2/2014
Best dog breeds for allergy sufferers
In light of it being allergy season, experts at Environmental Health & Engineering offer recommendations for the types of dogs that don't have a lot of pet dander.
 
Tornadoes can occur at any time, and there's no telling when or where the next one will be.
5/1/2014
Latest tornado outbreak a cautionary tale for Americans to prepare
The Federal Emergency Management Agency has suggestions on what to do before, during and after a tornado.
 
Even a slight amount of alcohol increases the risk of filing an auto insurance claim due to a car crash.
4/21/2014
Even low doses of alcohol too much for driving, report finds
A University of California, San Diego study suggests that any amount of alcohol consumption is a vehicle operation safety hazard.
 
He added that to prevent kids from being injured in shopping carts - which typically occurs when the carriages tip over - it's high time that shopping cart safety standards be strengthened.
4/16/2014
Shopping-cart injuries among children common
A new report indicates that 24,000 kids are seriously hurt each year by a shopping cart.
 
In recognition of National Kick Butts Day, it’s important to acknowledge that for the third straight year, smoking among the nation's young people fell.
3/19/2014
Youth smoking rate plummets in 2013
New government data finds that junior high and high schoolers are lighting up less frequently.
 
In a recent poll, employees noted that they would not use all of their sabbatical time.
3/12/2014
Many workers leave vacation time on the table
For third consecutive year, most employees in the U.S. didn't take all of their time off in 2013.
 
There are several ways in which to go about insuring an engagement ring, such as through renters insurance or umbrella insurance.
3/5/2014
When engagement rings go missing
Three stories of lost and found engagement rings help illustrate why it's important to have these expensive pieces of jewelry insured.
 
With this being Natural Severe Weather Week, climatologist remind Americans that the upcoming season could be an active one for catastrophes.
3/3/2014
Report: 2013 fourth-warmest year on record
The National Oceanic Atmospheric Administration's report reveals that last year was one of the hottest.
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