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Preventing Injuries or Losses

Preventing Injuries or Losses
If it's been a year since you've replaced your alarms' batteries, switch them out when you turn the clocks ahead an hour this weekend.
Check Your Alarms When Changing The Clocks
Make it a tradition to check your home's fire and carbon monoxide alarms whenever the clocks 'spring forward.'
Between 45 and 50 million vehicles on the roads has an unfixed safety recall, according to a new report from Carfax.
Report: 46 Million Vehicles On The Nation's Roads With Unfixed Recall
A new study from vehicle history report company Carfax suggests 1 in 5 motorists is driving a car with a recall that hasn't been addressed.
After looking at collision claims occurring within the zip codes of the NFL's 32 teams, HLDI analysts found that the rate of claims tended to be higher on days in which the home team lost or tied than when it won.
Auto Claim Rates 'Spike' on Days When Home NFL Team Loses, Study Finds
A new report indicates that collision claims stemming from accidents around NFL stadiums tend to be more frequent when the home team loses than when it wins, according to the latest findings from the Highway Loss Data Institute.
As a business owner, you want everything to go just as it's planned without any problems. But with the nature of life being what it is, mistakes are often made.
What is Professional Liability Coverage?
When your company is negligent for an incident that causes harm, professional liability insurance can cover your losses.
Approximately 3 million nonfatal workplace injuries and illnesses took place across the country in 2013, according to the U.S. Department of Labor.
3 Workplace Tips to Prevent Injury During the Winter
The cold and slippery conditions that are part and parcel of the winter season can increase the risk of injury and illness.
Though there are a lot of advantages to owning a small business - like being able to set your own hours - few entrepreneurs are taking time out for themselves.
Poll: Business Owners Say They Rarely Vacation
Approximately 60% of small business owners say they take just five days off per year, according to an OnDeck survey.
Liability is the main portion of an auto insurance plan that covers what repairs may be in order after an accident that you're responsible for.
What is Vehicle Liability Insurance?
The liability portion of auto insurance provides you with coverage after an accident that you may have caused.
Last year alone, over 119,000 Americans required medical treatment after sustaining an injury while removing snow, according to the U.S. Consumer Product Safety Commission.
How to Remove Snow the Right Way
More than 119,000 Americans were injuries last year during snow removal activities, according to the U.S. Consumer Product Safety Commission.
 Based on a new survey, many workers are engaging in file-sharing practices that put their employers at risk of data theft or liability.
Employees Admit to 'Frequent' Risky File-sharing Behavior
More than 60% of workers say they've shared documents with someone they weren't supposed to.
In the U.S. alone, retail theft - colloquially known as "shrink," which comprises shoplifting, employee or supplier fraud as well as administrative errors - cost businesses approximately $42 billion last year, according to newly released statistics from Checkpoint Systems.
Employee Theft Cuts into Business Owners' Profits
More than 40% of retail crime is attributable to employees stealing, according to new data from Checkpoint Systems.
When hosting a party with loved ones, it's very important to ensure that everyone who comes is safe so that everyone gets through the night with their well-being fully intact.
3 Safety Tips Every New Year's Party Host Should Heed
The following tips are some of the ways you can avoid liability and a potential homeowners insurance claim when hosting a gathering to celebrate the new year. 
A new study reveals that sunny days have significant accident potential.
Study: Near-Collision Risk Doubles When Skies Are Clear
New analysis finds that the actions motorists take when the weather is nice out increase the chances of an accident.
With one-third of Americans intending to hit the road for the holiday, inclement weather could make for a treacherous ride.
Few Motorists Prepared for Snow-Covered Holiday, New Poll Finds
Just 1 in 4 drivers has or will equip their vehicle with winter tires this year, according to a survey by Bridgestone Americas.
The National Institute on Alcohol Abuse and Alcoholism is cautioning parents not to let too much of the semester pass by without talking to their sons or daughters about the dangers of drinking to excess, particularly when it's combined with getting behind the wheel of a car.
Discussing College Drinking
The National Institute on Alcohol Abuse and Alcoholism advises parents to talk to their college kids about the dangers of alcohol.
There are thousands of independent agents who may work on behalf of insurers, but are really there to represent consumers so that they can get the best deal for themselves and their loved ones.
Benefits of Working with an Independent Agent
Consumers come to find the advantages of dealing with an independent agent almost immediately.
According to polling data from the Insurance Information Institute, roughly 95% of all mortgage owners have homeowners insurance.
Why It Pays To Be Consultative Before Buying Insurance
Because insurance is an investment that can wind up saving consumers thousands of dollars, it stand to reason that individuals be consultative in their approach.
In an effort to get more individuals to come to a complete stop when they're approaching an intersection, a number of towns and cities have turned to red-light cameras.
NCSR: Red-Light Cameras Resulting in Fewer Moving Violations
The National Coalition for Safer Roads says close to 90% of people cited for running a red light last year weren't fined for doing it again.
Despite greater awareness about Internet security and cyber attacks, hundreds of millions of consumers were affected by some form of identity theft through the first six months of 2014, according to a new report.
Nearly Half-Billion Customer Records Breached in 2014 - So Far, Report Finds
Approximately 375 million customers worldwide were affected by data theft through this year's first half, according to recent analysis.
Virtually every state in the country has some type of distracted driving law in place, largely because the safety hazards of the practice are so serious.
Study Says Primary Enforcement is Best for Texting and Driving Bans
New research from the University of Alabama-Birmingham found the greatest reductions in highway fatalities due to distracted driving were among states that make it a primary offense.
There's a whole host of good reasons for never getting behind the wheel after having an alcoholic drink, not the least of which is putting your and other lives in danger.
How DUI Accidents Affect Auto Insurance
Residents of Sacramento, Calif. see the most significant jump in premiums after fatal DUI crashes, according to a new analysis.
For the past 90 years, the National Fire Protection Association has sponsored the seven-day awareness period, which takes place between Oct. 5 and 11.
Fire Prevention Week Focuses on Smoke Detector Maintenance
Close to two-thirds of the deaths resulting from a structure fire are those where an alarm wasn't present or inoperable, according to the National Fire Protection Association.
Three Ford models are among the most-stolen SUVs in the country
NICB: High Number of SUVs, CUVs Stolen in Recent Years
Three of the five most-stolen sports utility vehicles in the past three years are Ford models.
After a year's that's been replete with automotive recalls due to safety issues, a surprising new study reveals that safety takes a backseat to price when it comes to the factors that consumers consider before purchasing a new vehicle.
Poll: Consumers Value Price Over Safety
More car buyers say the affordability of a vehicle has a bigger influence on their decision to purchase a vehicle than safety history, according to YouGov.
A CDC poll says that 1 in 4 women are affected by sexual abuse in their lifetime.
How to Protect Yourself from Sexual Assault
With the 2014-15 school season underway, these recommendations can help protect college-aged women from unwanted sex acts.
According to the National Weather Service, there's an 80% chance that El Nino will occur during either the fall or winter.
Will Fall Bring an Active or Quiet Season for Storms?
If 2014 is a repeat of 2013, it could be another quiet autumn on tap.
Three-quarters of U.S. consumers say the punishment for texting behind the wheel is inadequate.
Americans Want More Rigorous Penalties from Texting and Driving
Three-quarters of U.S. consumers say the punishment for texting behind the wheel is inadequate.
If you plan on hosting a pool party, it's important to be aware of the potential issues that may come up if someone is seriously hurt.
End-of-Season Pool Party Planned? Make Safety a Priority
The Insurance Information Institute reminds homeowners about the insurance implications resulting from pool-related accidents.
Texting while driving is not only dangerous, it's infuriating to other drivers, according to a new study.
Texters Most Anger-Inducing Drivers, Americans Say
A new survey from Expedia says that motorists find texting while driving to be the most infuriating behavior to observe.
As the summer weather creeps in, be sure to check to see if your headlights' output is affected by the heat and humidity.
Summer Weather can Reduce Output of Headlights
Lighting experts say that drivers should be particularly mindful of their vehicle's headlights when temperatures are hot and humid.
A new report has confirmed that Honda's Civic and Accord auto models are the most stolen car in the country.
Most Frequently Stolen Vehicle of 2013
The Civic and Accord, both made by Honda, were the most frequently stolen and recovered car models last year, according to LoJack.
Many Americans think hands-free devices are safer to use behind the wheel then they really may be.
Do Hands-Free Devices Make Driving Safer?
A new National Safety Council survey reveals how many people are under the wrong impression about hands-free technology.
Fire damages costs have been rising for more than 30 years, according to a new report from the NFPA.
NFPA: Fire Damage Expenses Up Significantly Since 1980
The National Fire Protection Association says the total cost of fires in the U.S. has increased by 34% in the past three decades.
Americans may not have a very clear idea of what leads to a mandatory evacuation.
Determining Factors in a Hurricane Evacuation
8 in 10 Americans incorrectly believe that evacuation boundaries are affected by hurricane category, according to a FLASH survey.
A new report has found that smartphone theft is a growing concern around the country.
Smartphone Theft On The Rise
Consumer Reports says 3.1 million smartphones were stolen last year, twice the rate of 2012.
The American Kennel Club is reminding the country to keep pet fire safety in mind.
Keep your pet protected this 'Pet Fire Safety Day'
Approximately a half-million pets are affected by a fire in the home each year, according to the American Kennel Club.
In a test asking respondents some basic questions about rental laws, roughly 47% of tenants and approximately half of landlords, on average, answered the queries incorrectly.
Poll: Rental laws still unclear
Approximately two-thirds of renters erroneously believe that their landlord can end a leasing agreement prematurely for family-related reasons, according to Zillow.
As car theft season draws closer, NHTSA is warning all vehicle owners to take caution.
Peak Season for Vehicle Theft
Peak season for cars being stolen is July and August, according to the National Highway Traffic Safety Administration.
If new forecasts are correct, 2014 won't be a disastrous year when it comes to hurricanes.
2014 Hurricane Forecast Predictions
Colorado State University climatologists say 2014 could be a repeat of 2013, when hurricanes were few and far between.
This Independence Day, make safety a priority.
How to have an accident-free Fourth of July
Most fireworks injuries that occur each year happen around the Independence Day holiday, according to the Consumer Product Safety Commission.
The National Weather Service is reminding everyone about storm safety during Lightning Awareness Week.
NWS: 'When thunder roars, go indoors'
June 22-28 is National Lightning Awareness Week, led by the National Weather Service.
As summer arrives, experts are warning the public to take swimming safety seriously.
Swimming Pool Safety Tips
The U.S. Consumer Product Safety Commission offers tips on how to help ensure the pool is an accident-free zone in 2014.
One of the most common causes of accidents that lead to auto insurance claims stem from distracted driving.
Most motorists sing while driving
Singing aloud is something that more than half of Americans admit to doing on the road, according to a DMEautomotive poll.
Restaurant sales dipped marginally in 2013 as competing in the industry becomes more challenging.
Restaurant sales ease in 2013
A new study finds that overall restaurant sales slowed last year, although not by much.
The National Safety Council’s latest fact sheet uncovers the most common injuries Americans suffer.
NSC releases latest injury report
The National Safety Council published its 2014 edition of 'Injury Facts,' which delves into what types of injuries there have been nationwide.
Don't let your Memorial Day weekend fun go up in smoke.
Make grilling safety a priority this Memorial Day weekend
Celebrate those who served and barbecue safely with these tips from the U.S. Fire Administration.
Americans all over the country are taking part in a program to raise awareness of dog bit prevention.
National Dog Bite Prevention Week begins
An average of 4.5 million people are hurt each year due to dog bites, according to the American Veterinary Medical Association.
Of the 11 so-called "minicars" that were tested, only one received an acceptable rating in the small overlap front crash test.
IIHS: Minicars test poorly in crash analysis
The Insurance Institute for Highway Safety says the 2014 crop of tiny automobiles are the worst performing in crash testing.
Other breeds that cause fewer allergic reactions, as suggested by EH&E, include the Labradoodle - which

is a mixture of the Labrador and Poodle - Yorkshire Terrier, Schnauzer and Maltese.
Best dog breeds for allergy sufferers
In light of it being allergy season, experts at Environmental Health & Engineering offer recommendations for the types of dogs that don't have a lot of pet dander.
Tornadoes can occur at any time, and there's no telling when or where the next one will be.
Latest tornado outbreak a cautionary tale for Americans to prepare
The Federal Emergency Management Agency has suggestions on what to do before, during and after a tornado.
Even a slight amount of alcohol increases the risk of filing an auto insurance claim due to a car crash.
Even low doses of alcohol too much for driving, report finds
A University of California, San Diego study suggests that any amount of alcohol consumption is a vehicle operation safety hazard.
He added that to prevent kids from being injured in shopping carts - which typically occurs when the carriages tip over - it's high time that shopping cart safety standards be strengthened.
Shopping-cart injuries among children common
A new report indicates that 24,000 kids are seriously hurt each year by a shopping cart.
In recognition of National Kick Butts Day, it’s important to acknowledge that for the third straight year, smoking among the nation's young people fell.
Youth smoking rate plummets in 2013
New government data finds that junior high and high schoolers are lighting up less frequently.
In a recent poll, employees noted that they would not use all of their sabbatical time.
Many workers leave vacation time on the table
For third consecutive year, most employees in the U.S. didn't take all of their time off in 2013.
There are several ways in which to go about insuring an engagement ring, such as through renters insurance or umbrella insurance.
When engagement rings go missing
Three stories of lost and found engagement rings help illustrate why it's important to have these expensive pieces of jewelry insured.
With this being Natural Severe Weather Week, climatologist remind Americans that the upcoming season could be an active one for catastrophes.
Report: 2013 fourth-warmest year on record
The National Oceanic Atmospheric Administration's report reveals that last year was one of the hottest.
Potential consequences that they believed could take place included being fired, being teased or harassed by their fellow co-workers, as well as not receiving a promotion.
One in 10 Americans hesitant to report job related injuries
A new survey from says that 10% of adults have not informed their workplace after being hurt, worried as to what might happen if they did.
As the DOJ defines it, identity theft is the misuse or attempted misuse of an existing account for underhanded purposes.
Report: Identity theft pervasive threat in 2012
Nearly 10% of Americans over the age of 16 had their identities stolen two years ago, according to newly released government data.
In a handful of generator-related deaths, individuals were using them because their electricity had been turned off by utility companies due to non-payment or dispute over a bill.
Portable generators No. 1 cause of carbon monoxide death
The Consumer Product Safety Commission says that 800 of the more than 930 CO-related deaths from 1999 to 2012 were caused by generators.
Other frequent sources of injury included repetitive motions, being struck by an object or machinery, a motor vehicle accident or workplace violence.
One in five seriously hurt while working
Injuries on the job are fairly commonplace, according to a new poll.
Freezing temperatures serve as a reminder of just how dangerous Mother Nature can be, both for cold and heat.
Temperature extremes call for added vigilance
Freezing temperatures serve as a reminder of just how dangerous Mother Nature can be.
Another issue for entrepreneurs, the study found, is malware, which is damaging software that's embedded stealthily in seemingly innocuous links that can cause serious problems for a network or personal computer.
Mobile device popularity increasing security risks for businesses
A new study conducted by the Ponemon Institute finds that cyber security is becoming more difficult to control due to increased Internet access on the go.
Child safety remains a serious issue on today's streets.
Booster seats excel in safety testing
The Insurance Institute for Highway Safety gives out more "Best Bet" designations for booster seats.
In 2012, more than half of small businesses had to deal with a cyber threat of some kind, many of which attacked companies’ sensitive organizational data.
Cyber Security Awareness Month a success, but was it enough?
Hundreds of business owners joined the anti-cybercrime movement this past October, but concerns about Target's recent security breach emphasize the need for cyber protection.
General Motors had the highest share of vehicles in operation at 26.6%, followed by Ford at 19%. Chrysler tied with Toyota at 12.5% a piece, according to Experian.
Report: More cars on the road than ever before
Close to 250 million vehicles were registered between April and June 2013 - an all-time high, Experian Automotive reports.
Fortunately, most of these accidents aren't life-threatening.
Accidents, breaks common over the holiday season
One in eight Americans says they've damaged an electronic item around Christmastime.
The poll indicated that in approximately half of all cases, parents spurned the advice of the car seat manufacturer and opted to position their car seat based on the child's level of comfort.
Carseats - forward or rear facing?
Six in 10 parents in a recent poll turned their child car seats to forward facing earlier than they should have.
In 2011, nearly 700 cyclists were killed after being hit by a car.
Better railroad crossing signs for bicyclists
A new study suggests that more elaborate warnings are needed for bicycle riders crossing over rails.
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